Questions about jan transfer FIFA 15 update

Hi, this is first year ive played fut 15 coins all year round so Im kinda new to all this and not sure what happens when the normal cards of players get upgraded. Do I have to buy the new card or does it automatically get upgraded. I have pogba atm for eg. I expect him to get an upgrade from 83 cus he having a great season. Also do the black cards get upgraded some people have said last year they got upgraded along with the base card I have SIF lacazette I paid 224k for and already he has risen over 300k. I suspect this is because he is expected to get an upgrade. 
 
I have done a little investments on black cards in the past and made quite a bit of profit, buy them when there in packs and sell 3 weeks later i have bought 4 SIF isco and 2 IF careces for 60k each and 14.5 k for caceres earlier. What do you expect them to go up to approx and should I wait to sell to after the jan update, I dont mind waiting cus I have 2 complete teams I am happy with and had extra coins from fifa coins packs I opened at weekend.

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